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Checking Accounts

The Financial Security Credit Union offers our members the convenience of checking accounts. The Credit Union’s policy is to make your deposits available to you on the first business day after the day we receive your deposit. At that time, you can withdraw the funds in cash, or we will use the funds to pay checks that you have written.  Deposits will be accepted until 5:30 pm each business day. In some circumstances, it may be necessary to establish a hold on a check(s) being deposited into your share draft account.

A monthly service charge of $5 will be accessed on account balances that fall below $499 during the month.

A monthly dividend is paid on the share draft account based on the average daily balance. The dividend rate is determined monthly by the Board of Directors. The dividend is computed on the Credit Union’s net earnings and may vary from period to period.

Each member is insured by the National Credit Union Administration (NCUA), a United States government agency, to the maximum of $250,000.

Our members will be able to order from a variety of checks at a reasonable price.

Statements will be mailed monthly reflecting all activity for the month. To keep your account accurately maintained, please notify the Credit Union when your address or name has changed.

Please retain statements for your records.  If you have any questions regarding your statement contact the Credit Union.

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