Welcome to the family!  We have attempted to answer any questions you might have about the purpose and operations of your credit union, its services, and about the benefits you will derive from being one of its member/owners.

Financial Security Credit Union is a non-profit organization owned and operated by its members for the benefit of all who belong.  Our earnings go back to the member in the form of affordable loans, competitive rates on accounts and other valuable services.

The credit union is a cooperative organization operated by the volunteer members formed into governing bodies.  A Board of Directors governs the overall operations of the Credit Union and the Supervisory Committee examines those  operations.  Members of the Board of Directors and the Supervisory Committee are elected by the membership at the Annual Meeting, held the third Thursday of February each year, respectively.

Membership is open to anyone affiliated with education, nuclear waste disposal, healthcare, and all affiliated  companies; retired employees of the aforesaid fields of membership and residing in Carlsbad; and the immediate family of such persons.

Thank you for choosing the Financial Security Credit Union.