Financial Security Credit Union (“FSCU”) is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals.  Protecting personal information and using it in a manner consistent with your expectations is a high priority for everyone associated with the credit union.

As a member of FSCU, you also have a responsibility to safeguard your financial information. To ensure that you can rely upon the quality of products and services that are available, the credit union stands behind the following privacy policy:

• Financial Security Credit Union will collect only the personal information that is reasonably necessary to conduct credit union business. That means just what is reasonably necessary to provide competitive financial products and services – no more.
   
• Financial Security Credit Union will protect your personal information.  The credit union will maintain strong security controls to ensure that member information in our files and computers is protected.   Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
   
• You will always have access to your information.  As a member of the credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.
   
• Financial Security Credit Union will only share information when absolutely necessary.  We will only share information to administer the products and services provided, when legally required to do so, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.
   
• Financial Security Credit Union will partner only with businesses that follow strict confidentiality requirements.  The business selected will offer products designed to enhance our members’ economic wellbeing.  Under no circumstances will we authorize these firms to change your account without your expressed consent, and we will not sell member information to telemarketing firms.
   
• Financial Security Credit Union will offer you a choice in how your information is used.  Any member of the credit union may elect to keep information from being shared with our business partners.  We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed.  At least once a year, we will remind all members of your right to choose.

USA Patriot Act Disclosure

Pursuant to the USA Patriot Act, Section 326; Effective October 25, 2002 the Financial Security Credit Union is required to verify the identity of members applying for and opening new accounts or services with the credit union.  Information we are required to obtain include:

• Name
• Address and/or mailing address, if different
• Identification number (SSN, taxpayer ID number, passport number and country of issue, alien ID card number)
• Date of Birth
• Copy of government issued photo ID (unexpired driver’s license, unexpired state ID, military ID, etc)

Additional data may also be gathered depending on the type of account applied for or opened.  Data on existing member will be gathered as an additional product or service is requested.

The USA Patriot Act also required FSCU to maintain all records of any documentary evidence used for verifying the member for at least five years after the date an account is closed.

Confidentiality of the information maintained by the credit union will be maintained as required under our Privacy Policy.